What more is there to say about this strategy other than it is simply amazing! I've never seen anything like it & I've taken a lot of loans out in my day! Without changing my spending habits, I was able to knock down an $80,000 loan to under $20,000 within a little over 3 years! The beauty of this strategy is that if you don't have cash flow coming in or come Christmas when everyone is spending money all over the street all you have to do is make the minimum payment! All your gifts can be paid for with cash! Say good bye to credit cards & car payments! I was able to roll the cash from my old house into a new one & use the same system again! It doesn't take a financial genius to do this. I'm proof of that!